check out #GetCovered to see what Obama care looks like ( & #NHS under TTIP?)

https://www.healthcare.gov/see-plans/50238/?step=4&income=30000&county=19117&zip=50238&state=IA&age=55&age=53

I clicked on the above link to see what was involved in Obamacare. I had to use fictitious details but this gives a flavour of what we are in for.>>>>>

100% of questions answered

Select See plans now to view plans in your area. Continue answering questions to get premium estimates based on your income and household.

  1. ZIP Code

50238

your ZIP Code

  1. Lucas County, IA

your county

  1. Household income

$30,000

your income

  1. Your household
Your currently entered household
Age 55 Non-Smoker
Age 53 Non-Smoker

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Estimated eligibility results

This household may be eligible for a $852.47 per month premium tax credit to use right away to lower monthly premium costs.

In addition this household may also be eligible for a cost-sharing reduction on a Silver plan that reduces the out-of-pocket expenses paid for deductibles, copayments, and coinsurance.

3 things to know about Marketplace health plans

All health plans must offer the same essential health benefits.

These benefits include coverage for things like:

  • Doctor visits
  • Prescription drugs
  • Hospitalization
  • Maternity and newborn care
  • Preventive care

Plans can offer other benefits like vision dental or medical management programs for a specific disease or condition. As you compare plans you’ll see what benefits each plan covers.

3 things to know about Marketplace health plans

Plans are put into 4 categories

These 4 categories (Bronze Silver Gold Platinum) are based on how you and the plan expect to share the costs for health care. Catastrophic plans are available if you qualify. You can’t use a premium tax credit to help pay for a Catastrophic plan.

The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescriptions.

It also affects your total out-of-pocket costs – the total amount you’ll spend for the year if you need lots of care.

 Learn more about health plan categories

  • Bronze covers 60% of the total average costs of care
  • Silver covers 70% of the total average costs of care
  • Gold covers 80% of the total average costs of care
  • Platinum covers 90% of the total average costs of care

3 things to know about Marketplace health plans

In general, the lower the premium the higher the out-of-pocket costs when you need care.

Premiums are usually higher for plans that pay more of the medical costs.

Categories describe how much of the total average cost of care they cover.

For example, if you have a Gold plan you’ll likely pay a higher premium but may have lower costs when you go to the doctor or use another medical service.

 Learn more about health plan categories

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Premium

less than $100 (5) less than $100 plans available if you add this filter

less than $200 (11) less than $200 plans available if you add this filter

less than $300 (14) less than $300 plans available if you add this filter

less than $400 (18) less than $400 plans available if you add this filter

less than $500 (20) less than $500 plans available if you add this filter

less than $600 (24) less than $600 plans available if you add this filter

Get more details about premiums

Health plan categories

Bronze plans (8) Bronze plans plans available if you add this filter

Silver plans (9) Silver plans plans available if you add this filter

Gold plans (7) Gold plans plans available if you add this filter

Get more details about categories

Plan Types

PPO (12) PPO plans available if you add this filter

POS (6) POS plans available if you add this filter

EPO (6) EPO plans available if you add this filter

Get more details about plan types

Insurance companies

CoOportunity Health (18) CoOportunity Health plans available if you add this filter

Coventry Healthcare of Iowa, Inc (6) Coventry Healthcare of Iowa, Inc plans available if you add this filter

Medical management programs

Asthma (24) Asthma plans available if you add this filter

Heart disease (18) Heart disease plans available if you add this filter

Depression (18) Depression plans available if you add this filter

Diabetes (24) Diabetes plans available if you add this filter

Low back pain (18) Low back pain plans available if you add this filter

Pregnancy (18) Pregnancy plans available if you add this filter

Search by Plan ID

Enter the 14-character plan ID:

1.     Coventry Healthcare of Iowa, Inc · Coventry Bronze $20 Copay

Compare

  • Bronze POS
  • Plan ID: 18973IA0250003

Estimated monthly premium

$0

  • Number of people covered: 2
  • Premium before tax credit: $789

Estimated deductible

$11,500 Estimated family total

Estimated out-of-pocket maximum

$13,200 Estimated family total

Copayments / Coinsurance

2.     Coventry Healthcare of Iowa, Inc · Coventry Bronze Deductible Only HSA Eligible

Compare

  • Bronze POS
  • Plan ID: 18973IA0250005

Estimated monthly premium

$0

  • Number of people covered: 2
  • Premium before tax credit: $746

Estimated deductible

$12,600 Estimated family total

Estimated out-of-pocket maximum

$12,600 Estimated family total

Copayments / Coinsurance

3.     CoOportunity Health · CoOportunity Preferred HSA UI Health Alliance Bronze

Compare

  • Bronze EPO
  • Plan ID: 71268IA0070006

Estimated monthly premium

$0

  • Number of people covered: 2
  • Premium before tax credit: $844

Estimated deductible

$9,000 Estimated family total

Estimated out-of-pocket maximum

$12,900 Estimated family total

Copayments / Coinsurance

4.     CoOportunity Health · CoOportunity Preferred UI Health Alliance Bronze

Compare

  • Bronze EPO
  • Plan ID: 71268IA0070007

Estimated monthly premium

$55

  • Number of people covered: 2
  • Premium before tax credit: $907

Estimated deductible

$12,600 Estimated family total

Estimated out-of-pocket maximum

$13,200 Estimated family total

Copayments / Coinsurance

5.     CoOportunity Health · CoOportunity CorePlus HSA UIHA Bronze

Compare

  • Bronze PPO
  • National Provider Network
  • Plan ID: 71268IA0110008

Estimated monthly premium

$100

  • Number of people covered: 2
  • Premium before tax credit: $952

Estimated deductible

$9,000 Estimated family total

Estimated out-of-pocket maximum

$12,900 Estimated family total

Copayments / Coinsurance

6.     Coventry Healthcare of Iowa, Inc · Coventry Silver $10 Copay

Compare

  • Silver POS
  • Plan ID: 18973IA0250002

Estimated monthly premium

$101

  • Number of people covered: 2
  • Premium before tax credit: $954

Estimated deductible

$2,500 Estimated family total

Estimated out-of-pocket maximum

$4,200 Estimated family total

Copayments / Coinsurance

7.     CoOportunity Health · CoOportunity CorePlus UIHA Bronze

Compare

  • Bronze PPO
  • National Provider Network
  • Plan ID: 71268IA0110004

Estimated monthly premium

$113

  • Number of people covered: 2
  • Premium before tax credit: $966

Estimated deductible

$13,200 Estimated family total

Estimated out-of-pocket maximum

$13,200 Estimated family total

Copayments / Coinsurance

8.     CoOportunity Health · CoOportunity Premier HSA Bronze

Compare

  • Bronze PPO
  • National Provider Network
  • Plan ID: 71268IA0050007

Estimated monthly premium

$113

  • Number of people covered: 2
  • Premium before tax credit: $966

Estimated deductible

$9,000 Estimated family total

Estimated out-of-pocket maximum

$12,900 Estimated family total

Copayments / Coinsurance

9.     CoOportunity Health · CoOportunity Premier Bronze

Compare

  • Bronze PPO
  • National Provider Network
  • Plan ID: 71268IA0050006

Estimated monthly premium

$128

  • Number of people covered: 2
  • Premium before tax credit: $981

Estimated deductible

$13,200 Estimated family total

Estimated out-of-pocket maximum

$13,200 Estimated family total

Copayments / Coinsurance

10.Coventry Healthcare of Iowa, Inc · Coventry Silver $5 Copay 2750

Compare

  • Silver POS
  • Plan ID: 18973IA0250016

Estimated monthly premium

$147

  • Number of people covered: 2
  • Premium before tax credit: $999

Estimated deductible

$2,500 Estimated family total

Estimated out-of-pocket maximum

$3,700 Estimated family total

Copayments / Coinsurance

 

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